A Mortgage Does Not Require the Same Formalities of a Deed

A mortgage creates a lien under Florida law, and because it does not convey an interest in real property, the requirements associated with its execution are not as exacting as those of instruments of conveyance, such as a deed. § 697.02, Fla. Stat. (2005); Marcus v. Hull, 142 Fla. 306, 195 So. 170 (Fla. 1939); Wertkin v. Wertkin, 763 So. 2d 461 (Fla. 4th DCA 2000); Martyn v. First Fed. Sav. & Loan Assn., 257 So. 2d 576 (Fla. 4th DCA 1971)
Free v. Free, 936 So. 2d 699, 703 (Fla. 5th DCA 2006)